Q: What is a Stored Value Card?

A: A Datazoid Stored Value Card is a debit card that can be loaded with money by an employer, a merchant, an organization, or by the cardholder. These funds can then be withdrawn at ATMs, or spent at retail stores or online. The card can be used in much the same way as a credit card. And since they bear the brand mark of a major card association, many types of Datazoid Stored Value Cards can be used anywhere that brand is accepted. Learn more...

Q: How does the Datazoid Personal Spend Card work as a payroll card?

A: The Personal Spend Card allows your paycheck to be directly deposited onto a stored value, debit-based, pin-activated card. It's just like having your paycheck directly deposited into a checking account. The main difference is that payroll is deposited directly onto the card, rather than to a bank account. Learn more...

Q: Do employers need to change business bank accounts to use Personal Spend Cards as Payroll Cards?

A: Employers use the same business bank account; no changes are needed. Loading money onto a payroll card is the same as any direct deposit. However, it may be advantageous for the employer to open a commercial bank account at the bank that issues the Personal Spend Card. Employers must participate in direct deposit. Learn more...

Q: How do I get started?

A: For the Employer:
The employer enrolls in the payroll card program using some simple enrollment forms. Employees are then offered the option of getting a payroll card. Learn more...

For the Employee:
The employee enrolls in the payroll card program using direct deposit forms. Learn more...

Q: Is qualifying for a bank account required for employees to get a card?

A: Unlike bank accounts, which require a credit check, the Datazoid Personal Spend Card is a debit card. Everyone is approved — even those with no credit history or a bad credit history. Learn more...

Q: Can employees who have bank accounts get a payroll card?

A: Yes. Even if an employee has a regular bank account, they may still want a card rather than using direct deposit to the bank. Many employees like the convenience, safety and ease-of-use the cards provide. Learn more...

Q: How does a cardholder access their account information?

A: The cardholder can check their balance and account information on a secure Internet website or through a toll free 800 phone number using a touch-tone phone, 24 hours a day, 7 days a week. The cardholder can also call and get the information using an automated system, or by talking to an individual. Balances can also be checked at any ATM.

Q: How does a program manager access their accounts?

A: An Employer, Marketer or Reseller can manage their program’s accounts on a secure Internet website or through a toll free 800 phone number using a touch-tone phone, 24 hours a day, 7 days a week. The Program Manager can also call and get the information using an automated system, or by talking to an individual.

Q: What technical support will my company get?

A: Employers will receive technical support and training for signing up employees at each facility. Support material to communicate program benefits is provided by Datazoid. Employers have access to a secure website, as well as our 24/7 customer service center.